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Glossary of Car Accidents Law Terms
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Legal Glossaries Main Page
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Action: Proceeding taken in a court of law.
Synonymous with case, suit, lawsuit.
Additional Insured: A person other than the
named insured or covered person who is protected under
the named insured’s auto policy.
Adjudication: A judgment or decree.
Adversary system: Basic U.S. trial system in
which each of the opposing parties has opportunity to
state his viewpoints before the court. Plaintiff argues
for defendant's guilt (criminal) or liability (civil).
Defense argues for defendant's innocence (criminal) or
against liability (civil).
Affidavit: A written declaration under oath
Affirm: The assertion of an appellate court
that the judgment of the lower court is correct and
should stand.
Allegation: A declaration of a party to an
action made in a pleading, stating what he expects to
prove.
Alleged: Stated; recited; claimed; asserted;
charged.
Answer: A formal response to a claim,
admitting or denying the allegations in the claim.
Anti-Theft Device: Devices designed to reduce
the chance an auto will be vandalized or stolen, or
assist in its recovery. Includes car alarms, keyless
entry, starter disablers, motion detectors, parts of the
vehicle etched with the Vehicle Identification Number,
and recovery systems.
Appeal: Review of a case by a higher court.
Appearance: The formal proceeding by which a
defendant submits to the jurisdiction of the court.
Arbitration: The hearing and settlement of a
dispute between opposing parties by a third party whose
decision the parties have agreed to accept.
Assigned Risk: A risk not ordinarily
acceptable to insurers which is, according to state law,
assigned to insurers participating in a plan in which
the insurers agree to accept their share of these risks.
At issue: The time in a lawsuit when the
complaining party has stated his claim and the other
side has responded with denial and the matter is ready
to be tried.
Automobile Insurance: A form of insurance that
protects against losses involving autos. Examples of
coverage types include: bodily injury liability,
property damage liability, medical payments, and
collision and comprehensive coverage for physical damage
to the insured's vehicle. |
